How much should I charge my clients?



The sky's the limit, but in this business, you might actually make more by charging less. Remember, the goal is to "scale" your business. How do you do that?

Slowly and methodically, with reasonable pricing, good service and happy clients who keep paying you for your service for a very long time (and tell their friends). Run this Credit Repair Business ROI Calculator and run some pricing projections!

The fastest way to accumulate wealth is with recurring revenue. A credit repair business is an affordable startup. The basic elements are a phone, a computer, and software.  It's also an easy business to scale because the work per client is minimal and it's a traditional recurring revenue business. Here's the secret to recurring revenue:

  • If you keep your existing "paying" clients happy...
  • And you continue to add new clients each month...
  • Your revenue will increase every month!

There are two primary payment models that most credit repair companies use to charge for their services:

  • Monthly 
  • Pay-Per-Delete  


Let’s talk about each one of these models, but first be aware that you cannot charge fees before you complete credit repair work therefore, understanding these two models is critical to your success.  

Monthly Subscription

Nearly all of the most successful credit repair businesses charge a recurring monthly subscription. Many charge as low as $59  and some as high as $179 or more; however, the sweet spot is $99 to make it affordable and still remain profitable. Generally speaking, most credit repair companies charge a “setup fee” after the setup work has been completed, then they typically charge a “monthly fee” after the previous monthly work has been completed. So, with this being said if you are considering using the monthly billing model, our recommendation is to charge close to $99 setup and $99 per month!


This billing model may be challenging but can work great once you do. Most credit repair companies that use this model charge a setup fee, then a specific fee amount for each type of deletion.

Keep in mind, with the “Pay-Per-Delete” model, if you’re good at what you do and achieve a high number of deletions, the client can end up owing you a large number of fees and if you expect to collect all of it at once, you will likely be disappointed because clients generally will not have the funds available. To avoid problems collecting payment, we recommend discussing this with your client beforehand and planning ahead by only working on certain items at a single time. 

Looking through the lens of the Client

Choosing the billing model that is right for you is a personal decision, but if you look at it from the client's perspective - they simply want to pay a reasonable, affordable and predictable fee for much-needed service. We encourage you to discuss this in our Facebook Community with others that have experimented and found just the right recipe for success.


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