Introduction: How Does Credit Repair Work?


Credit Repair works because of the law

The Fair Credit Reporting Act gives you the right to dispute any item on a credit report.  If the item cannot be verified, it must be removed.  This is the basis of all credit repair.

Credit Bureaus make a lot of mistakes

Nearly 8 out of 10 Credit Reports have errors!  Errors come off quickly, usually after 1 letter,  but even accurate items can often be removed. You just need to know the rules.


Step 1: 


Your client orders reports from all 3 bureaus; Equifax, Experian and TransUnion. The report imports into Credit Repair Cloud. Together you identify all the items you wish to dispute.


Step 2:


Send a dispute letter to each of the 3 credit bureaus. Limit the letter to 5 dispute items (or fewer) within a 30 day period. 2-3 items is better. This is called Round 1.

Step 3:


A few weeks later, the bureaus send a letter explaining items that have either been corrected or verified.


Lather rinse repeat. Repeat step 2 (this time with just 1 letter for each single item). If bureaus respond that the item was verified, send another letter demanding proof of verification, a signature, etc.  These letters are called Round 2, 3, 4, etc. Over time negative items are corrected and the score goes up!  



Client is thrilled and keeps paying your monthly fee!


How do successful Credit Repair Companies make millions?

1) They give awesome service!

Part of giving awesome service is educating your clients, delivering what you promise and providing transparency to your work.  Credit Repair Cloud helps with all of this.  Just remember...

  • If you keep your existing "paying" clients happy...
  • And you add a few more clients each month...
  • Your revenue will grow LARGER every month.


2) They have "affiliates" who refer clients to them!

Affiliates are mortgage brokers, loan officers, realtors, CPA's auto dealers and financial professionals who refer clients to you. Credit repair cloud has tools for requiting, managing and paying affiliates. Affiliate-Marketing-Works3


Other key elements of Credit Repair Cloud:

Credit Repair Cloud is an all-in-one business solution to handle every part of launching, running, managing and growing a profitable credit repair business. credit-repair-cloud-features   pays-for-itself




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