In this article, you will learn about:
To start, make sure you have the following:
An active Credit Repair Cloud account
Your desired plan name and monthly fee amount ready
What are Independent Billing Plans?
Independent Billing Plans are a Self-Service Client Signup billing option that allows you to display your plan's pricing on your Signup page without requiring your client to enter a credit card at signup. Payment can then be collected outside of Credit Repair Cloud, using your own methods (cash, check, etc.).
This means you do not need a merchant account to use the Self-Service Client Signup page — you can start onboarding clients right away by using Independent Plans.
The Two Billing Options for your Self-Service Client Signup page
When setting up your Self-Service Client Signup page, you have two ways to handle billing:
CRC Billing — Credit Repair Cloud collects payment directly from your client using an integrated merchant account.
Independent Plans — Display-only pricing. Your client sees what they'll be charged, but no credit card is required at signup. You collect payment externally.
How Independent Plans Work for Your Clients
Clients can complete the checkout process without entering a credit card.
After completing the signup flow, clients are directed to the Secure Client Access portal to begin their onboarding.
You are responsible for invoicing your client and collecting payment using your preferred method outside of Credit Repair Cloud.
How can I create an Independent Billing Plan?
Follow these steps to create and configure your Independent Billing Plan:
Log in to your Credit Repair Cloud account.
Click My Company.
Click Self-Service Client Signup.
Click Billing Plan Options.
Click Create Independent Plan. A modal window titled "Create New Independent Plan" will appear.
Configure your plan using the fields in the modal:
Plan Type — Select your billing frequency from the dropdown. The default is Subscription (Monthly).
Name Your Plan — Enter a descriptive name in the Plan Name field. This name will be visible to your clients on your signup page.
First Work Fee — Use the No/Yes toggle to enable or disable an optional upfront fee charged in addition to the recurring monthly fee.
Payment Due Date — Automatically set to When First Letter(s) are Saved. Note: You will be responsible for invoicing your client manually outside of Credit Repair Cloud.
Recurring Monthly Fee — Enter the dollar amount (USD) you will charge your clients each month in the Amount (USD) field.
Click Create Plan to save.
Your new Independent Billing Plan will now be available on your Self-Service Client Signup page.
💡 Tip: You can create multiple Independent Plans with different names and price points — for example, a basic plan and a premium plan — giving your clients flexible options at signup.