When starting the credit repair process for your clients, you will begin with a Round 1 letter in most cases. This is by far the most widely used and effective letter to use to go after the low-hanging fruit, and again should be your very first move when going after items on a credit report. Which letter to send for Round 2, 3, 4, and higher, depends on the client's particular situation and how the credit bureaus respond to the Round 1 letter.
When choosing a letter for Round 2 or higher, there are two paths:
You can use our Letter Finder tool or
You can browse the library to select the appropriate letter.
In this article, you will learn about:
To start, make sure you have the following:
A client with an imported and tagged report
Browsing the Library for Round 2 and other letters
Important Note:
Access to Round 2 or higher letters is limited to paid accounts. Trial accounts don’t have access to Round 2 or higher letters.
Once you've completed Steps 1-7 in the Letter Generation process outlined in the following article https://help.creditrepaircloud.com/en/articles/16882823, complete the following Steps to explore the Letter Library.
Select Round 2+ All Other Letters
Under Choose Letter Recipient select Credit Bureau or Creditor/Furnisher Reporting the Item
Click on + Saved Dispute Item
Select the item(s) to include in your letter
Click on Add to Dispute
Click on Save and Continue
Select a Letter Category from the dropdown menu
This is where you get to explore our Letter Library and browse through the different categories.
The available options are:
* All
* Default
* Credit Bureau Letters
* Creditor Letters
* Collection Letters
* Misc. Letters
Select a letter from the Letter Name dropdown
Click on Generate Library Letter or Generate Unique AI Letter as needed
Make any last-minute changes in the Letter Editor
The rest of the letter generation process is the exact same as when generating a Round 1 Letter
Can the letters be modified?
Yes, absolutely! You can modify all the master letter templates in the Library, but you may want to hold off on that until you know your way around the software. Changing the letters will not make them any more successful. They are intentionally simple, and simple is best. Adding legalese to them is not recommended because then the letters won't seem like they're coming from your client anymore, and that's the whole point.
Can a letter be modified just for one client?
Yes! When you're generating dispute letters, the very last step is the Letter Editor. In this step, you can make any last-minute adjustments (before you save and print or send it with CloudMail).