CRC Billing is here to offer your credit repair business an efficient and automated payment collection solution. This new feature empowers your business with unparalleled efficiency in managing billing and payments.
Ready to simplify billing? Activate CRC Billing and automate collections in minutes—so you never leave money on the table.
Table of contents:
To start, make sure you have the following:
What is CRC Billing?
CRC Billing is our in-house subscription billing tool. Subscription billing, handled. CRC Billing streamlines renewals, invoices, and reminders—so your MRR grows while your busywork shrinks.
What are the benefits of using CRC Billing?
Supports all billing models, including subscription billing and pay-per-delete.
Customized billing experience with client portal.
Subscription management with automatic failed payment recovery.
Save thousands yearly compared to other payment processing systems.
Accept credit & debit card payments easily.
Invoicing with a user-friendly interface.
Zero processing fees - keep 100% of your revenue.
How much does CRC Billing cost?
CRC Billing is FREE with your Credit Repair Cloud subscription. Please see the chart below to compare CRC Billing against other solutions.
Please note that you need a merchant account to process payments with CRC Billing. Merchant account providers do charge transaction fees.
What is a merchant account?
A merchant account is a type of bank account that enables businesses to accept payments via debit and credit cards.
Which merchant account providers can I work with?
CRC Billing integrates seamlessly with the following vetted providers for credit repair businesses. Choose the one that best fits your stage and volume:
5 Star Processing - Best for established businesses
Pricing: Interchange + 2% ($0.15 per transaction)
Monthly overhead minimum: $100+
Why choose it: Lowest overall transaction costs for high volume, zero cancellation fees, strong approval rates for businesses with history, built for scaling.
eCrypt (formerly Bank Card USA) - Best for new businesses
Pricing: 4.25% ($0.10–$0.15 per transaction)
Monthly overhead minimum: $55–$80+
Why choose it: Startup-friendly approvals, next-day funding, simple flat-rate model that’s easy to budget.
Coastal Pay - Alternative with established history
Pricing: 3.95% and $0.25 per transaction
Monthly overhead minimum: $140+
Why choose it: Nationwide service with consistent approvals, next-day funding available, good option for larger transaction sizes.
Important Note: Rates, fees, and minimums are set by each provider and may change. Final approval and terms are determined by the provider.
How do I apply for a merchant account?
Save money with BankcardUSA if you're just starting out, or 5 Star Processing if you're already established. Both are credit repair industry experts and startup-friendly! Just contact them directly, and they'll handle your Credit Repair Cloud Billing setup at excellent rates!
Click on Billing & Payments.
Click on Set Up CRC Billing Now.
Click on Apply for Merchant Account.
Click on Get a Merchant Account.
Carefully read each provider’s features and fee structure.
Click on the Apply/Learn button below your preferred option.
Follow the prompts and fill out all forms with your info to complete your application.
Wait for your application’s review & approval.
Important Note: The application page and process are managed by the merchant account providers, not Credit Repair Cloud.
Once your application is approved, you can go ahead and create your first payment plan.
Need a hand getting started?
Our Success Team can jump on a 1:1 call to walk you through CRC Billing, configuring plans and subscriptions, setting up automated reminders, and sharing best practices to keep revenue flowing. If you’d like a specialist to help you live, grab a time here: https://meetings.hubspot.com/troyh/connect-with-success.